Right here at Now Journey Insurance coverage, ensuring our clients have the appropriate cowl is basically necessary to us, particularly for these dwelling with medical circumstances! And though we do supply cowl for a lot of pre-existing medical circumstances, if for any purpose we are able to’t cowl your explicit circumstance, we are going to level you within the route of the Cash and Pensions Service (MaPs) listing.
Concerning the MaPS Listing
MaPS is a free and neutral cash recommendation service arrange by the Authorities. The MaPS listing has been established to help travellers which are having hassle acquiring cowl as a result of their pre-existing medical circumstances. The intention being, to scale back the quantity of people that face a selection of not travelling or danger having to pay important prices, together with medical payments overseas.
Giving You Choices
Our intention is to supply worth for cash and the place we’re capable of supply a quote to incorporate cowl for medical circumstances, we try to accomplish that at a aggressive worth. Nevertheless, we are going to signpost you to the MaPs listing ought to any of the next apply:
- If the extra premium to incorporate cowl to your medical circumstances exceeds £100 excluding Insurance coverage Premium Tax (IPT)
- We’re unable to supply a quote due to your pre-existing medical circumstances
- Cowl is obtainable however with exclusions regarding your pre-existing medical circumstances
Our Quote Course of
With impact from 26th April 2021, clients can entry the MaPS listing at sure factors of our on-line citation journey as detailed under.
When a quote is obtainable
The next message will probably be displayed ought to your medical situation(s) generate an extra medical premium of over £100 excluding IPT, or if exclusions regarding declared medical circumstances apply:
“Different Cowl for Severe Medical Circumstances
The Cash and Pensions Service have launched a listing of specialist journey insurance coverage suppliers who additionally present cowl for these with severe medical circumstances.
You will discover out extra by visiting their web site or by calling 0800 138 7777.”
When a quote is declined
If we’re unable to supply a quote, we are going to signpost to our associate firm that caters for senior travellers and people with extra severe medical circumstances, in addition to the MaPS listing. The next message will seem:
“Sorry, we’re unable to supply cowl
This might be because of the quantity and/or sort of medical circumstances which have been declared.
To acquire an alternate quote that meets your necessities please go to our journey insurance coverage associate right here.
Alternatively, the Cash and Pensions Service have launched a listing of specialist journey insurance coverage suppliers who additionally present cowl for these with severe medical circumstances.
You will discover out extra by visiting their web site or by calling 0800 138 7777.”
Accessing the MaPS Listing
If you happen to want to immediately entry the complete checklist of taking part journey Insurance coverage manufacturers featured on MaPS , you are able to do so within the following methods:
Telephone: 0800 138 7777, Monday – Friday 8am to 6pm
On-line: https://traveldirectory.moneyadviceservice.org.uk/en/listings
By E mail: traveldirectory@maps.org.uk
Watch this fast explainer video by MaPS to seek out out extra about their listing service:
