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How A lot Does Your Provincial Well being Plan Cowl When You Journey Exterior of Canada?


As Canadians, we don’t really want to consider healthcare prices—we’re lucky to have provincial healthcare plans. However how a lot does healthcare price exterior of Canada?   

Do you know that many service prices like ER charges, ambulance rides, air evacuations and pharmaceuticals should not coated? Radiology and lab costs are additionally solely minimally coated. In reality, provincial well being care protection pays for lower than 10% of whole out-of-country medical bills. We’ve put collectively a useful information so you’ll be able to take a look at what some provinces cowl for some of these medical prices: 

Actual-life traveller story demonstrates the worth of journey insurance coverage

The peace of thoughts you get with emergency medical journey insurance coverage is solely invaluable. Whereas we may be used to free healthcare in Canada, do not forget that medical bills overseas usually price 1000’s of {dollars} and can probably require you to pay out-of-pocket. For a real-life instance, learn Kate’s “Actual-Life Household Story | Journey Insurance coverage Declare Expertise”; her provincial healthcare plan coated lower than $4,000, whereas TuGo coated over $190,000!  

As all the time, when buying journey insurance coverage, it’s finest to test in together with your native insurance coverage dealer. And make sure to assessment your coverage to know the protection you’ve bought. As for you snowbirds or long-term journey readers, you also needs to discover out how lengthy you’ll be able to keep away, to nonetheless be eligible for provincial healthcare advantages.   

Comfortable travels,
Suki

Editor’s Be aware: This submit was initially printed in August 2017 and has been up to date for freshness and/or accuracy.  

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