How do I file an auto insurance coverage declare with Erie?

The method for the right way to file an auto insurance coverage declare is far the identical, irrespective of which supplier you’ve insurance coverage by. Usually, clients are required to succeed in out to an agent, present as a lot element as attainable in regards to the accident, after which wait for his or her declare to be reviewed.

Nonetheless, in some instances, particular person particulars in regards to the submitting course of could fluctuate from one insurance coverage supplier to the subsequent. If you happen to’re an Erie buyer and must discover ways to file an auto insurance coverage declare with Erie, hold studying. We’re breaking down the submitting course of and the steps that you just’ll must observe.

Submitting an Auto Insurance coverage Declare With Erie

Submitting an auto insurance coverage declare with Erie is an easy course of. Irrespective of the circumstances of the accident, you’ll must observe every of the 4 steps outlined beneath.

Start Your Erie Declare

You’ve gotten into an auto accident. After receiving any essential medical care, submitting a police report, and getting your car moved to a secure place, it’s time to begin your auto insurance coverage declare.

With Erie Insurance coverage, you’ll must name your native Erie insurance coverage agent. If you happen to don’t have contact data for an area agent, you may as well name 800-367-3743.

This agent will create your declare however seemingly gained’t ask for a full report about what occurred throughout the accident. It will occur throughout the subsequent step of the submitting course of.

Attain Out to Your Erie Auto Insurance coverage Claims Agent

After your declare is filed, you’ll want to attend for a claims adjuster to succeed in out for extra data. This telephone name will seemingly come inside simply a few days of submitting your declare.

Throughout this name, the Erie insurance coverage agent will ask you a wide range of questions in regards to the accident. Even when there’s a police report, the agent will seemingly ask you to recount the circumstances of the accident as effectively.

This declare will then have to be reviewed. You’ll seemingly be requested to verify your insurance coverage coverage quantity and claims quantity, so it’s a good suggestion to have each available whenever you’re anticipating the decision.

Evaluate Your Restore Choices

After a claims adjuster has reviewed your declare, they’ll talk about your restore choices with you. You’ll get to resolve which possibility you’d like to decide on.

As an illustration, one restore possibility that Erie gives is a photograph appraisal. As an alternative of going to a mechanic or restore store to get an estimate for the damages, you’ll submit pictures of your car, and Erie will use these pictures to create a tough estimate of the restore prices.

You possibly can select the place to get your automobile repaired after an accident typically, however in case you use certainly one of Erie’s accepted restore outlets, you gained’t must get an estimate first earlier than taking your car to the store for repairs.

Settle Your Erie Auto Insurance coverage Declare

The ultimate step in submitting an auto insurance coverage declare with Erie is to settle your declare. How lengthy it takes for an auto insurance coverage firm to pay out a declare is determined by a wide range of components, together with the severity of the crash and harm and the estimated value to restore.

Most states have a regulation that states that insurance coverage firms should assessment and course of claims inside a sure period of time. Usually, an insurance coverage firm should pay out your declare between 15 and 60 days of submitting.

If it’s been a couple of days or perhaps weeks and also you haven’t heard out of your agent, you might choose to succeed in out to test the standing of your declare. How you can test the standing of an auto insurance coverage declare is completely different for each firm.

For Erie Insurance coverage, you’ll must name the shopper assist line and supplier your coverage quantity and account data.

Learn extra: How lengthy does it take for Erie to course of an auto insurance coverage declare?

Ultimate Ideas on Erie Auto Insurance coverage Claims

You possibly can file an auto insurance coverage declare with Erie on-line or over the telephone, however all the time ensure you have your coverage data, pictures of the harm, and driver and witness contact data prepared earlier than you begin the method.

It could possibly additionally assist to have a police report back to corroborate your declare. Your Erie claims adjuster will ask for this data whenever you file a declare.